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Operating in the CFA franc zone
The CFA franc zones and OHADA accounting law — where the chart of accounts is prescribed, not chosen.
- Guides published
- 23
- Topics covered
- 11
- Markets
- 9
- Currencies
- 2
What is different about operating here
Seventeen countries share the OHADA commercial code, and with it SYSCOHADA: a prescribed chart of accounts with fixed account classes, not a template you adapt. Two currencies — the XOF in the UEMOA bloc and the XAF in CEMAC — are both pegged to the euro at a fixed rate, which removes FX risk against Europe and leaves it intact against everywhere else. VAT sits at 18% across most of the UEMOA, rises to 19% in Niger and Guinea-Bissau, and reaches 19.25% in Cameroon. Four of these countries are landlocked, so a fortnight of every consignment's life is spent in a neighbour's jurisdiction under suspended duty. Software bought here has to speak French, post to a chart it did not design, and account for stock it cannot see.
Three things that catch teams out
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The chart of accounts is law
SYSCOHADA fixes the account classes. Any system that expects you to invent your own numbering will produce statements an OHADA auditor cannot read, and remapping after go-live means restating every posted journal.
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Pegged is not the same as single-currency
XOF and XAF are both fixed to the euro but not to each other in practice, and neither is fixed to the dollar. An organisation buying in USD and selling in XOF carries real exposure that the peg does nothing to cover.
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French is a requirement, not a preference
A finance team that files in French will not accept an English-only ledger, and machine-translated account labels are worse than none. Interface language belongs on the evaluation scorecard from the first demo.
Every module, and where the guides are
Tax is two of these ten. AWRA OpsHub runs inventory, procurement, assets, sales, point of sale, HR and payroll, finance, projects, helpdesk and reporting as one system, and all ten work in every market — the presets below only decide what a rate field is pre-filled with. 10 of the ten have a guide written for Francophone Africa; the rest point at the method guides, which hold wherever you run them.
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Inventory
2 guides -
Procurement
5 guides -
Assets
1 guide -
Sales
2 guides -
Point of sale
1 guide -
HR & payroll
1 guide -
Finance
4 guides -
Projects
1 guide -
Helpdesk
1 guide -
Reports & BI
1 guide
Tax and currency presets for this region
These are the sales-tax presets AWRA OpsHub ships with, 9 of the 188 countries covered in total. They are headline national rates and a starting point for configuration — reduced, zero-rated and exempt categories still need setting up against your own chart of accounts, and rates change with each finance act.
| Market | Currency | Tax | Standard rate |
|---|---|---|---|
| Senegal | XOF West African CFA franc | VAT | 18% |
| Côte d’Ivoire | XOF West African CFA franc | VAT | 18% |
| Mali | XOF West African CFA franc | VAT | 18% |
| Burkina Faso | XOF West African CFA franc | VAT | 18% |
| Togo | XOF West African CFA franc | VAT | 18% |
| Benin | XOF West African CFA franc | VAT | 18% |
| Niger | XOF West African CFA franc | VAT | 19% |
| Guinea-Bissau | XOF West African CFA franc | VAT | 19% |
| Guinea | GNF Guinean Franc | VAT | 18% |
23 Francophone Africa guides
Grouped into 11 topics, newest first within each.
Africa Business Guides
10
A French-Language Business Buying English-Language Software
Our interface is English. Yours is not. That is a staffing question inside the building and a document question outside it — and only one of the two is actually solvable by a vendor.
Retail & POS in Abidjan and Dakar: Cash, Wave and the Till That Balances
Mobile money moved faster here than the till software did. What actually reconciles at close of day when a third of takings never touched the cash drawer — and where our honesty about integration begins.
Payroll in Senegal & Côte d'Ivoire: What to Buy, and What Not to Buy From Us
IPRES, CSS, CNPS and a collective agreement that varies by sector. The most useful thing a foreign software vendor can tell you about Francophone payroll is where its competence stops.
Procurement for NGOs and Programmes in Senegal & Côte d'Ivoire
The bon de commande, bon de livraison and facture are a three-way match under different names — and a donor auditor who reads only English is a governance risk nobody budgets for.
XOF, the Euro Peg & the Dollar: Multi-Currency Without the Usual Drama
The CFA franc is pegged to the euro and floats against the dollar. That single fact inverts almost every multi-currency instinct imported from Lagos, Accra or Nairobi — including which exposure is worth tracking.
Distribution from Dakar and Abidjan: Stock That Lives on a Corridor
Bamako is three days from Dakar and the truck is not a rounding error. Corridor distribution, border custody, and why the in-transit window is the number your stock report quietly refuses to show you.
OHADA, SYSCOHADA & Your Operations System: Where the Line Falls
A numbered, nine-class chart of accounts is not a preference in OHADA countries — it is the law. Our ledger has no account numbers at all. Here is why that is the right design, and exactly how the handoff should work.
One Currency, Eight Tax Authorities: Operations Across the XOF Zone
The CFA franc removes the exchange-rate problem between Dakar, Abidjan and Bamako — and removes nothing else. Why the shared currency makes regional groups underestimate what a border still costs them.
ERP Software in Senegal: A Practical Buyer's Guide (2026)
Dakar buyers are usually shopping for three different things at once and calling all of them "ERP". Separate the operations system from the statutory ledger from the payroll bureau, and the shortlist writes itself.
ERP Software in Côte d'Ivoire: A Practical Buyer's Guide (2026)
Abidjan runs more multi-site industry than anywhere else in the CFA franc zone, and the shortlist is usually a French-language incumbent against an English-language platform. What that trade actually costs, priced honestly.
Procurement Insights
3
A Qualification That Expires in Silence
At six every morning a job finds suppliers whose qualification has lapsed, marks them expired and switches them off so they cannot be invited to quote. It is a good control, correctly built, and it tells nobody.
The Evaluation That Happens in a Spreadsheet
We can run a request for quotation and compare what came back on price. What we cannot do is score bids against weighted criteria, keep them sealed until opening, or record why the second-cheapest won — which is the part a grant-funded organization is usually required to be able to show.
One Rail in a Region With Five
There is exactly one mobile-money integration in this product and the supplier record is shaped around it. Everywhere that provider is not the rail, a supplier payment is something we record rather than something we operate.
Sales Insights
2
Eight Columns on a Line
An invoice line has eight columns. A per-line discount and a per-line tax rate are more than many systems offer. No unit, no fractional quantity, no cost and no project — and it is the missing cost that makes historical margin move.
Three Alarms and the Cost They Use
There is an anomaly detector here and everything it watches is a price — below cost, under five per cent margin, priced at nothing. It refreshes every fifteen minutes. And the cost it compares against is not the cost your ledger uses.
Helpdesk & Support
1
Reports & BI
1
Projects & Job Costing
1
Assets & Equipment
1
Implementation & Rollout
1
Pricing, Cost & ROI
1
Accounting Insights
1
Inventory Insights
1
Product pages for this region
Each of these sets out what is built today and what is still on the roadmap for that market.
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